HMRC... Her Majesty's Revenue & Customs. Tax office. Or the British Government - they're all a'seholes.
We pay a whole lot of tax over here and I am most unhappy about it. Particularly as they have just shafted the lowest earners in the country. I will provide you with a link so you can find out more.
The 10% tax rate applied to the first few thousand you earnt - can't remember the details and can't be bothered to look it up right now. I'll update this if I get the urge!
In this article Gordon Brown states that tax credits mean that low earners do not lose out by the government abolishing the 10% rate of tax.
I do not get tax credits. Only people with kids get tax credits. It would be daft for me to have kids as I don't earn much money.... although if I'd get tax credits for it perhaps I should just get myself up the duff.... Nope, still need a better reason.
Glasgow Housing Association
Big bunch of jokers. Useless wastes of space. If you're thinking of buying a flat and find that you have ANY tie in with the GHA avoid it like the plague.
Honours Student Loans
After taking out government endorsed student loans back in the olden days the government (Labour have really done me no favours) sold a load off to Honours Student Loans.
Honours student loans harrass me annually for repayment. You don't have to repay the loan til you earn about £20K. I am well beneath this bracket... therefore fill in a deferrment form each year. But the dates cross over. Payment is technically due to Honours Student Loans before the Student Loans Company (which is the company I actually took out loans with and still hold a couple with) process the forms.
I hate Honours Student Loans. Bastards.