Today I have FINISHED THE ACCOUNTS! I am so happy!
So now onto the next issue.
The year I went to Uni (or music college if you're picky) the government introduced tuition fees, scrapped Grants and sank the entire UK uni population into debt.
They brought in Student Loans. I took 4 (I know - greedy... had a FANTASTIC time at college though, and was there for 5 years). You do not have to pay back the loan until you earn over a certain amount - around £18k. The expectation at the time was that this would be a usual salary for a graduate. What this did not account for was the government push to get all kids into Uni which resulted in degrees here being a pound a penny, and salaries not reflecting the years of study. There are now many people under this threshold.
I am still, 5/6 years after graduation, eligible to defer repayment of my loan. (I am accumulating interest though). HOWEVER the administration of the system is shoddy at best and each year deferment comes with an inordinate amount of stress.
Last year the company claimed non-receipt of my stuff only to return it addressed to my boyfriend. I resubmitted it and they deferred my loan.
This year I handed the forms in personally. They have claimed non-receipt and I am currently showing as in arrears. So this morning I've kicked up a fuss and hopefully they'll dig out the forms.
In case they don't - I've been in touch with the tax office who are sending me a replacement tax calculation which I need as back-up to prove my income but don't have any more as I handed it in IN PERSON to the offices of the Student Loans Co. Grr.
Anyway back to happy stuff.. the accounts are done!!!!!!!!!!!!!!!!!!!!!!!!!